Last Updated: December 8, 2025
These Terms and Conditions constitute a legally binding agreement between you and Davis Marine Insurance concerning your access to and use of our website and services. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms.
If you do not agree with any part of these Terms, you must discontinue use of our website and services immediately. Your continued use of the website following any modifications to these Terms constitutes your acceptance of such changes.
Davis Marine Insurance provides auto insurance quote services, policy information, and related customer support exclusively for personal automobile coverage in Wisconsin. Our services include:
All insurance products and services are subject to underwriting approval and state regulations. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
To use our services and obtain insurance quotes, you must meet the following eligibility criteria:
By using our services, you represent and warrant that you meet all eligibility requirements. Providing false or misleading information may result in denial of coverage or cancellation of your policy.
Insurance quotes provided through our website are estimates based on the information you provide. Quotes are not guarantees of coverage or final pricing. Final premium rates are determined during the underwriting process and may differ from initial quotes.
Quotes are typically valid for 30 days from the date of generation. Rates may change based on updates to your driving record, credit score, vehicle information, or changes in state regulations.
A policy becomes binding only after you have completed the application process, made the initial payment, and received written confirmation from Davis Marine Insurance. No coverage exists until you receive official policy documents.
You are responsible for ensuring all information provided is accurate and complete. Inaccurate information may result in policy cancellation, denial of claims, or adjustment of premium rates.
When you create an account with Davis Marine Insurance, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
We reserve the right to suspend or terminate your account if we suspect fraudulent activity, violation of these Terms, or any misuse of our services.
You agree not to use our website or services for any unlawful purpose or in any way that violates these Terms. Prohibited activities include, but are not limited to:
Violation of these prohibitions may result in immediate termination of your access to our services and potential legal action.
All content on the Davis Marine Insurance website, including but not limited to text, graphics, logos, images, software, and design elements, is the property of Davis Marine Insurance or its licensors and is protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. This license does not include any right to:
Davis Marine Insurance and associated logos are trademarks. Unauthorized use of our trademarks is strictly prohibited and may violate trademark laws.
To the fullest extent permitted by law, Davis Marine Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services.
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:
Our total liability to you for any claims arising from these Terms or your use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless Davis Marine Insurance, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorney fees) arising from:
This indemnification obligation will survive termination of your use of our services.
We reserve the right to suspend or terminate your access to our website and services at any time, with or without cause, and with or without notice.
Your access may be terminated for reasons including but not limited to:
Upon termination, your right to use our services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law provisions.
Any dispute arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You agree to waive your right to a jury trial or to participate in a class action lawsuit.
If arbitration is not applicable, you agree that any legal action shall be brought exclusively in the state or federal courts located in Wisconsin, and you consent to personal jurisdiction in such courts.
Davis Marine Insurance reserves the right to modify or replace these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website.
We will make reasonable efforts to notify you of material changes through email or a prominent notice on our website. However, it is your responsibility to review these Terms periodically.
Your continued use of our website or services following the posting of changes constitutes your acceptance of those changes. If you do not agree to the modified Terms, you must discontinue use of our services.
If you have questions or concerns about these Terms and Conditions, please contact us:
Davis Marine Insurance
W57N14280 Doerr Way
Cedarburg, WI 53012
Phone: +1 (262) 401-9505
Email: [email protected]
For additional information about our privacy practices, please review our Privacy Policy.